Nicholas Rowe is Head of Strike & Delay at NorthStandard. This division specialises in bespoke loss of hire and profit protection solutions for shipowners and charterers. It provides cover against a diverse range of risks; from blockage of shipping lanes to extreme weather conditions; as well as more conventional H&M and P&I perils. Nick started his career in 2008, as an average adjuster with Richards Hogg Lindley, before moving into underwriting in 2015. He is also involved with innovation at NorthStandard, delivering new solutions to emerging risks.