PhD (Act. Sc.), Manager and Senior Partner of J. Kouroutis & Co. Ltd. Insurance and Reinsurance Brokers, Piraeus, Greece. Lecturer of Marine Insurance for undergraduates at Frederick University, Cyprus and for postgraduates at the MSc in International Shipping, Finance and Management of the Athens University of Economics and Business, Athens, Greece.  Course Director for the Certificate in Marine Insurance at Lloyd’s Maritime Academy.