Apostolos Papachristos (FIA, CERA) is currently a Risk Actuary at Ydrogios Insurance and Reinsurance S.A. He is a qualified actuary with over 15 years of experience in the insurance sector in both UK and Greece.  Dr. Papachristos holds an MSc in Actuarial Science from the Cass Business School and a PhD from the Department of Statistics, University of Piraeus.